Personal Financial Planning (With Digital Brochure)

Will I have enough money to live on when I retire? Given my current financial situation, what standard of living can I afford today? How do I make my dollars work harder for me? Do I really need personal financial objectives? I need a plan that details how much money I should be saving and investing – is this possible? What if my circumstances (e.g. job loss or promotion, inheritance, loss of income due to illness, etc...) change – what would I do?

Ruby Stein Wagner LLP Financial Planning helps clients sustain the standards of living they have achieved through their success, and helps ensure their ability to transfer wealth to the next generation. We recognize that in today’s ever changing world, there is an immense need for individuals to have a solid financial plan. Times have changes and we can no longer rely on the government for long-term security, we must all be responsible for our own financial future.

You must take concrete, action-oriented steps to ensure your family’s future well being. As personal financial planners, we meet with each of our clients to discuss their financial needs, risk profile and unique circumstances. Once we understand the entire financial picture, we can then help our clients choose financial planning strategies that reflect their personal goals.

With this in mind, Ruby Stein Wagner LLP is prepared to offer you a comprehensive personal financial plan that:

• Reviews your present financial situation
• Examines your current level of income and expenses
• Reviews your current investment portfolio
• Projects future levels of income, expenses and savings
• Presents a personal cash flow analysis focus on the future
• Presents a results-oriented action plan on what steps you need to take for your family’s financial well being – both in the short and long-term.